Creating financial services products that promote positive behaviors through rewards and incentives.

Image of colorful shapes and families smiling

We’re on a mission to
bridge the gap in access
to financial products.

Community Incentives addresses the disconnect between products that were designed to benefit to all Americans but in practice, primarily benefit wealthier and higher income people.

We believe that much of this problem can be solved through the simplification of products and messaging, and incorporating fun into the product mix.

We see opportunity for dramatic improvement with 401k’s, traditional savings accounts, wellness and chronic care programs, telemedicine; and consumer healthcare savings accounts, such as HSAs and HRAs.

Our founder: Phil Philliou

Founder headshot

Our advisor: Phil Philliou

Phil Philliou, with 25 years of experience in payments, excels in launching, managing, and selling fintechs. He is a seasoned board member and growth manager.

As a PE-backed serial CEO, seasoned investor and board member, and a former Chief Product & Strategy Officer of UnitedHealth Group's Financial Services Division, Phil brings a wealth of expertise.

Top companies have worked with Phil to successfully launch dozens card products, including the Walgreens Mastercard, Chrysler Mastercard, H&R Block Emerald Card, and various Amex, Visa, and Mastercard programs.

Card products launched:
Chrysler Card, H&R Block Card, and dozens of others
Bank cardBank card
Dozen of others

Ready to

collaborate?

We’d love to hear from you!

Your message has been successfully sent!
Oops! Something went wrong while submitting the form.